PEXIM Solutions

About iBank
Business and Technology
Quality as Goal

Home > Solutions And Services > E-Solutions > iBank

:: iBank Component

Multi-channel information system
Security system
Infrastructure and integration with existing systemsl
Financial XML Messaging set

:: Contact

Bojan Platisa
Product Line Manager
Goce Delceva 44
11070 Belgrade
Serbia
e-mail

I³= Information x Innovation x Integration

Agile enough?

Rapidly changing environment dictates how we work. New and emerging technology advances result in new distribution channels and exciting business opportunities. Competition is a bare fact and capability to execute new strategies is critical. Business strategy, speed of execution, efficiency, you are probably familiar with terms, but what about an answer to natural question: How to make changing environment into your competitive advantage? How to make changes into business triumphs? Our e-banking solution integrated in your system will help you reach the answer.

Look Forward

An old Chinese saying goes: "If you don't know where you are going - you
will never get there". Primary goal in every business should be profit. This is perfectly correct, yet generic goal. If you are already thinking about e-banking you probably set some of these goals:

Selling financial services
Cutting operational costs
Branding Market recognition
Keeping profitable customers

The only way to reach these goals is to resist to partial solutions that treat only a part of a whole problem. Pexim's iBank technology defines solution life cycle, core components and strategy for continuing improvement.

E-banking Benifits

Benefits for the bank should always reflect benefits for the customer of banking services.

Taking over customers from competition Banks seeking new customers can use advantages of new distribution channels and acquire most profitable customer from their competition.

Cutting operational costs Cutting transaction costs results in higher profit margin for the banks.

Building stronger customer relations
Offering new services, results in improved customer experience and stronger customer retention.

Bigger share in customers wallet
It is well known fact that customers tend to keep their finances in one place (MS Money, Quicken etc.). Banks holding customer accounts therefore have opportunity to cross sell different products and services. Recent studies show that banks in the USA lost 20% of their most valuable customers in favor of non-bank FI flexible enough to offer diversified services and products.

Identifying profitable customers
Customers using e-banking services have higher balances than average branch teller customers. Investments are more than twice higher than the average.