• Card management for domestic and international (Master, VISA, DINA, NPK…) cards
• On-Line interchange and Off-Line data exchange
• Management of ATM, payment terminals and POS terminals
• Acquiring for international and domestic cards
• Internet & Mobile Banking

PEXIM SOLUTIONS offers software for approved hardware environment complemented with a full portfolio of services associated with installation, customer-specific modifications, putting into operation, software support.

The solution offered by PEXIM, enable CUSTOMER to create their own high quality Card Payments system integrated with international payment systems in a cost and time effective manner.

Our solution is also based on a detailed breakdown of the functionality required for CUSTOMER project of and purchase and installation costs incurred. At the same time, the proposals provide the opportunity to expand a terminal network of Card Payments System and to increase dramatically the number of cards serviced and transactions processed. Besides, they allow to build the system with the fault-tolerant server configuration for 24-hour nonstop system operation and to expand functionality gradually.

This approach secures initial investments made by CUSTOMER, minimizes possible risks, it is compliant with the business goals and today’s card market conditions. Besides, it contributes to further broadening the CUSTOMER base, developing their businesses, extending a suite of services provided by them.

Modules of PEXIM Card Management Solution on the whole are easily integrated in the existing infrastructure and CUSTOMER core banking system.

• Card and account management
• Payment system interaction and clearing
• Fee assessment, billing
• ATM’s management, payment terminals, POS terminals management
• Multiple-type card support
• Card-Multi account relation support
• Account-Multi card relation support
• Comprehensive facilities for monitoring, configuring and controlling ATM/POS networks
• Different transaction authorization methods
• Availability of components supporting transfer and bill payment transactions
• Support of various types of communication protocols
• Convenient reporting facilities
• Effective system administration

In addition to these general requirements, some specific functionalities are:

• Support of local languages and at least English language on ATM receipt and screen forms
• Support of data formats for exchange with the existing CUSTOMER core banking system

• Administration – Card Application & Account Management
• Cashe handling
• Back office processing
• Online  To Host Authorization (OTHA)

Our software products are designed to develop, debug and execute transaction processing applications, systems of real-time event handling and outside world processes visualization. Our solution is a multitasking, multi-platform, object-oriented, open, portable, graphical programming system that provides tools for development, programming, debugging, testing, engineering animation and facilitates interaction with databases, local and global networks.

The ultimate aim of implementing PEXIM Solutions is building  the financial institution – CUSTOMER with system intended for card management, transaction authorization and ATM/POS network management  that are fully integrated with Europay/MasterCard and VISA and/or other international payment systems (AMEX, Diners Club, DINA, NPK etc.).

Benefits with Pexim Solution for Card Management Solution project implementation are following:

• quick and full integration with international and domestic payment systems
• technical, technological and financial independence of other financial institutions participating in a card market
• enhancement of image and attractiveness due to participating in world-leading and world-wide payments systems
• delivery of new up-to-date modern and popular services to customers, and, as a result, strengthening of the bank’s competitive ability on a rapidly evolving retail banking services market
• increase in project profitability thanks to acquiring of Not-On-Us EC/MC, VISA and other cards

Efficiency, feasibility and reliability of the solution offered by PEXIM SOLUTIONS are based on:

• use of approved flexible solutions supporting debit and credit cards of domestic and international payment systems
• support of terminal equipment, protocols and interfaces for leading vendors
• PEXIM SOLUTIONS extensive experience in carrying out the service work of migration and integration
• extended functionality of the technologies and software offered
• compliance with the adopted standards and requirements of international payments systems
• open architecture
• security of data storing, transfer, transaction exchange with payment systems, authorization hosts and other processing centers
• user and device identification, system events logging
• high quality of the solutions and software offered, their full functionality, integration with third party vendors products, continuous enhancement and functionality development
• 24-hour online support by PEXIM SOLUTIONS Support Service Center