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About Tezauri – Scoring and Rating Solution
Home > Solutions And Services > Business Intelligence Solutions > Tezauri – Scoring and Rating Solution
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  • Bojan Ciric
    Product Line Manager
    Goce Delceva 44
    11070 Belgrade
    Serbia
    e-mail
Scoring and Rating Solution
Business Challenge
When customer apply for a credit product, such as a mortgage, current account, personal loan or credit card, banks use a system called credit scoring as part of the assessment process.
The system helps banks ensure all applications are assessed the same way and that Bank is lending responsibly.
A credit score is a number assign consumers based on their credit history, such as bill paying history, the number and type of accounts they have, late payments, collection actions, outstanding debt and the age of their accounts.

Pexim developed flexible system, which is able to implement any type of scoring model.

What is Tezauri – Scoring and Rating Solution®
Tezauri – Scoring and Rating Solution®  is an integral scoring software solution that defines and evaluates scoring  models. Using scoring models that represent business policies ads additional value to a business decision.

Tezauri – Scoring and Rating Solution® is applicable in any domain of decision and it is frequently used for credit scoring and employee performance scoring.
Tezauri – Scoring and Rating Solution® Architecture
Tezauri – Scoring and Rating Solution® applications:
  • Tezauri – Scoring and Rating Solution® Smart Modeler
  • Tezauri – Scoring and Rating Solution® Back Office Client
  • Tezauri – Scoring and Rating Solution® Scoring Engine
  • Tezauri – Scoring and Rating Solution® Orchestration Engine
  • Tezauri – Scoring and Rating Solution® Gateway
  • Tezauri – Scoring and Rating Solution® Application Portal
  • Tezauri – Scoring and Rating Solution® Mobile Banker
  • Tezauri – Scoring and Rating Solution® Email Dispatcher

Applications integrated with Tezauri – Scoring and Rating Solution®:

  • Microsoft BizTalk Server 2004
  • Microsoft Business Score Card Manager 2005

Tezauri – Scoring and Rating Solution® Smart Modeler

  • Windows application used by credit analysts
  • Used to define and evaluate credit scoring models
  • Enables credit application analysis
  • It can be optionally connected to Tezauri – Scoring and Rating Solution Database via Tezauri – Scoring and Rating Solution Gateway

Back Office Client

  • Windows application used by bank officers
  • Gives overview of applications from different channels
  • Used for fast application submission

Tezauri – Scoring and Rating Solution® Scoring Engine

  • Web Service based application
  • Supports single and batch processing of credit applications from various data sources

Tezauri – Scoring and Rating Solution® Orchestration Engine

  • Windows service application
  • Processes XML credit applications
  • Executes credit flow

Tezauri – Scoring and Rating Solution® Gateway

  • Web service based application
  • It is gateway to Tezauri – Scoring and Rating Solution database for Smart Modeler and third party applications
  • Supports SSL and X.509 certificates

Tezauri – Scoring and Rating Solution® Application Portal

  • Web portal, Tezauri – Scoring and Rating Solution® Application Web Channel
  • Enables on line credit application submission
  • Spports HTTP/ HTTPS/ X.509
  • It is easy to use

Tezauri – Scoring and Rating Solution® Mobile Banker

  • Windows smart client application used by bank officers while working with clients out of office
  • It is connected with Tezauri – Scoring and Rating Solution® via Tezauri – Scoring and Rating Solution® Gateway (Soap protocol)

Tezauri – Scoring and Rating Solution® Email dispatcher

  • Windows service application
  • Sends e-mail notifications to users (SMTP)
  • Notifies all participants enrolled in credit application processing

Microsoft BizTalk Server 2004

  • Windows Server System product
  • Helps customers efficiently and effectively integrate systems, applications,  and technologies from a variety of sources
  • BizTalk Server 2004 is integrated in credit application processing, to gater informations from various systems and sources

Microsoft Business Score Card Manager 2005

  • Business performance management scorecard application
  • Microsoft Office System application to help organizations build, manage and use scorecards and key performance indicators (KPIs), and perform deep
    analysis - all within an intuitive, collaborative environment
  • Is used as analysis tool with Tezauri – Scoring and Rating Solution®
  • Schema score card – Analyze schema performances
  • Applicant Behavior score card – Analyze  applicant behavi
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